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Which PF Withdrawal Forms to Use

Last Update Date : September 11, 2018

To withdraw the funds in the EPF account, the PF withdrawal forms need to be filed. After filing these forms, the funds in the account will be available to the account holder. Let’s read about the various that need to be filed for withdrawal of PF funds.

Employee Provident Fund

The Employee Provident Fund takes a small contribution from the employee’s monthly salary and the same amount from the employer’s. The contribution is considered as benefit to the employee at the time of retirement. The remuneration contributed is at the rate of 12% of the basic pay. However, EPF withdrawal can be done even when employed. Not long ago, the EPFO had launched new simplified forms for withdrawal/transfer of PF Funds. Let’s know more about the forms and understand them in detail. Also, the Ministry of Labour and Employment has made it easy at the time of transfer/withdrawal of PF by providing a feature of claiming PF amount without Employer’s attestation. This benefit is provided to reduce difficulty on employee’s end. The following conditions must be satisfied:

  • UAN (Universal Account Number) must be active and Aadhaar must be linked.
  • Employer must fill the KYC details using a digital signature.

Types of new Forms

Form 19

Pf Withdrawal Form 19

This form is used at the time of retirement or when leaving the job. An important condition that must be satisfied under this form is that the employee must be unemployed for at least 2 months, for the PF account to be transferred from previous organisation to the present organisation.   The following details are required to fill this form:

  • Activate UAN
  • Mobile number registered under UAN must be to use.
  • Name as per the payslip
  • Father’s name or Spouse’s name in case married
  • Permanent address of employee
  • PF account Number
  • Name and Address of the Organisation
  • Preferred mode of remittance
  • Bank details where the claim amount is credited
  • Date of leaving previous service
  • Reasons for leaving previous service.
  • Current financial year’s Contribution
  • In case you are not a member of EPFO, include PAN number as well.

Form 10C & Form 10D

This form is submitted along with Form 19/20. It is a settlement of withdrawal of Old Family Pension Fund.
From 10C: Used for claiming PF withdrawal benefits.

Pf Withdrawal Form 10c
Form 10D: Used for claiming Monthly Pension.

Pf Withdrawal Form 10d

  1. If an employee is aged below 50 years, he/she must submit Form 10C,
    1. Form 10C is used to get certificate from the PF fund, provided that the employee has completed 10 years of services under a single employer.
    2. If the employee is 58 years old, the above condition doesn’t apply.
    3. In case the employee has not completed 10 years of service under a single employer, he is inclined to apply for withdrawal benefit or pension scheme under Form 10C.
  2. If an employee is aged above 50 years and below 58 years (50-58 years), he/she must submit Form 10D,
    1. An employee is eligible to apply for scheme certificate of pension under Form 10C or reduced pension under form 10D, provided he had completed 10 years of service under a single employer.
    2. In case the employee has not completed his/her 10 years of service under a single employer, then he/she can claim under Form 10C for pension scheme certificate or PF withdrawal benefit.
  3. If an employee is aged above 58 years, then,
    1. In case the employee completes his/her 10 years’ service under a single employer, then he/she can apply for pension benefit through Form 10D.
    2. In case the employee has not completed 10 years of service under a single employer, he/she can claim withdrawal benefits through Form 10C.

The following details are required to fill Form 10C & Form 10D:

  • Name of the employee
  • Marital status
  • Permanent Address
  • Name and address of the organisation
  • Bank details amount should be credited to
  • Date of leaving the organisation
  • Reason for leaving
  • Are you willing to accept scheme certificate in lieu of withdrawal benefits?
  • Advance Report (in case payment is opted through Check)

Form 31

Pf Withdrawal Form 31
This form is used in case the employee wants to withdraw partial amount of PF. There are different situations where the employee wants to withdraw partial amount. This form is known as PF advance Form and is used in the following situations;

  • In case of marriage of his children
  • Education purpose for children
  • Advance can be given to employee who are physically handicapped
  • For purchase of flat or construction of his/her own house or for the alteration of house
  • Special cases like repayment of loans, grant advances, medical conditions, etc
  • Withdrawal a year before retirement
  • For the payment of due electricity bills
  • Conditions such as natural calamities

A detailed description will need to be shown at the time of retirement. It’s also important to maintain a certain amount in the PF account. Withdrawal can be made with the documents listed below for each kind of life situation:

Required Documents

S.No Purpose Documents required
1. Wedding Marriage Certificate
2. Education Bonafide Certificate from educational institution
3. Physically handicapped Doctor’s certificate
4. Purchase of flat/construction of house

 

Copy of purchase agreement
5. Repayment of Loan Loan sanctioned documents
6. Medical conditions Certificate from registered medical physician, specialist, ESI facility
7. Electricity Bills Statement from state Government
8. Natural calamities Certificate from concerned authority
9. Alteration/Repair of house Proof to such cause

The following are the details required at the time of filling Form 31:

  • Name of the member
  • Permanent Address (postal address full)
  • Father’s name or husband’s name (in case of married women)
  • Mobile number
  • Purpose for advance required
  • PF account number
  • Monthly basic pay + Dearness allowance
  • Signature of applicant
  • Signature of Employer
  • Mode of remittance
  • Savings bank account details
  • Bank details (a/c number, IFSC code, name of the bank, branch)
  • Copy of a cancelled check
  • Signature of the employer
  • Signature of the applicant
  • Details related to advanced stamped received
  • Signing official’s signature along with the stamp
  • In case of repayment of housing loan or construction of flat, employee should mention on whose name the cheque has been drawn and the details of the recipient along with the permanent address
  • In case of advance being taken for wedding, employee should mention the details of who is getting married and the date of wedding, also including the age of son/daughter/brother’s age

Being in control of your finances is a great stress reliever. To know how to maximize the tax saving options available to you for better tax saving and planning, consult your personal tax expert at H&R Block India.

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